Best credit cards for airport lounge access

Spending cash with a credit score or debit card supplies extra safety than money for giant purchases, together with chargebacks and Part 75 for bank card customers. Nevertheless, a few of these playing cards include further perks like cashback and factors.

Whether or not you are selecting a brand new rewards bank card or contemplating switching checking accounts, it is essential to first think about which rewards you are more likely to really use.

For instance, when you journey overseas continuously, an airline bank card or journey bank card with no overseas charges could also be extra engaging, however when you spend most of your time within the UK, this is probably not as handy.

Equally, packaged financial institution accounts with numerous advantages could also be interesting, however you must think about whether or not you’d pay in any other case and whether or not the person prices outweigh the month-to-month account charges.

Frequent fliers could worth the consolation and free snacks of airport lounges, and a few bank cards and bundle financial institution accounts embrace free or discounted entry as a perk.

Beneath are bank cards that help you use airport lounges simply. Quite than selecting a card solely for its airport lounge perks, we suggest evaluating these playing cards to different choices and contemplating whether or not many of the perks are value it to you. There could also be different methods to entry airport lounges extra cheaply.

Needless to say these playing cards are solely value having when you can repay your bank card invoice in full every month to keep away from excessive curiosity prices.

Prime bank cards that offer you entry to airport lounges

American Categorical Most well-liked Rewards Gold Credit score Card

Typical annual price of 85.8% variable

Worth: £195 per 12 months (£0 for first 12 months)

Airport lounge entry: 4 complimentary Precedence Move visits per 12 months

The benefits are:

Earn 40,000 Membership Rewards bonus factors if you spend £5,000 within the first six months of cardmembership. This supply ends on Might 26, 2026. Your Welcome Bonus Factors profit will then revert to twenty,000 factors. (Solely obtainable if you do not have a private American Categorical card and have not had one within the final 24 months) Earn 1 level for each £1 spent and a couple of factors on airline purchases Get a £5 Deliveroo assertion credit score with 4 free airport lounge visits a 12 months with Precedence Move – twice a month

american specific platinum card

Typical annual rate of interest change of 685.3%

Worth: £650 per 12 months

Airport Lounge Entry: Free, limitless entry (together with 1 visitor)

The benefits are:

Earn 75,000 Membership Rewards bonus factors and £250 journey credit score if you spend £10,000 within the first six months of card membership. This supply ends on Might 26, 2026 and the Welcome Factors supply reverts to 50,000. This supply is just obtainable if you don’t at the moment have, or haven’t had prior to now 24 months, a private American Categorical card that earns Membership Rewards factors. With Amex Journey, you earn 1 level for each pound you spend and a couple of factors for each pound you spend. Get pleasure from complimentary entry to over 1,550 airport lounges in over 140 international locations world wide, together with American Categorical lounges. Metallic Card Worldwide Journey Insurance coverage Lodge Advantages – Common $600 value of free advantages* Partnered with Superb Inns & Resorts at over 1,500 luxurious lodges worldwide. This consists of assured room upgrades topic to availability, complimentary breakfast, and late check-out till 4pm. Plus, take pleasure in Lodge Assortment advantages like a $100 resort credit score and late check-out

We are going to talk about the highest American Categorical bank cards in one other article.

Santander World Elite Mastercard

This card is unique to Santander Choose and Personal Banking prospects.

Consultant annual price 49.8%

Worth: £15 monthly (equal to £180 per 12 months)

Airport Lounge Entry: LoungeKey Free limitless entry to airport lounges. Visitors and youngsters can be part of for £24 per individual per go to.

The benefits are:

0.5% cashback on all purchases (as much as £15 a month) 0% curiosity on purchases and stability transfers for 18 months with no stability switch charges 40% off Santander journey insurance coverage if you join on-line LoungeKey for cardholders provides you free entry to over 1,400 airport lounges world wide. Visitors and youngsters can entry the lounge for £24 per individual per go to.

Barclaycard Avios Plus card

Typical annual price of 80.1% (variable)

Worth: £20 monthly (equal to £240 per 12 months)

Airport lounge entry: Discounted price of £20.50 per individual per lounge cross

The benefits are:

New Barclaycard prospects can earn 25,000 bonus Avios factors after they spend £3,000 of their first three months. Earn 1.5 Avios for each £1 you spend on eligible purchases. Select between a British Airways cabin improve voucher to make use of when reserving an Avios reward flight, or 7,000 bonus Avios if you spend £10,000 in your card inside 12 months. Discounted Airport Lounge Charges – Entry over 1,000 airport lounges world wide at discounted charges of £20.50 per individual per lounge cross. Get pleasure from Mastercard Airport Safety Quick Monitor by Mastercard Journey Experiences.

HSBC Premier World Elite Mastercard

This card is just obtainable to HSBC Premier prospects.

Consultant annual price 100.2% (variable)

Worth: £290

Airport Lounge Entry: Free and limitless entry for major cardholder and extra cardholders

The benefits are:

Earn 60,000 factors if you spend £3,000 in your card in your first 90 days as a cardholder. Provide ends Might 28, 2026. Earn 3 reward factors for each £1 of eligible spend in Sterling. Earn 4 Reward Factors for each £1 of eligible spend in one other forex (charges apply). Reward factors will be transformed into miles with sure airways or redeemed to be used at collaborating lodges, retailers (together with M&S and Amazon) and charitable donations. Precedence Move provides you limitless entry to over 1,700 airport lounges world wide (for major cardholders and extra cardholders). By way of Mastercard Journey Experiences by DragonPass, you may benefit from Airport Safety Quick Monitor at collaborating airports world wide.

HSBC Premier Credit score Card

This card is just obtainable to HSBC Premier prospects.

Consultant annual price 29.9% (variable)

Payment: Free annual payment

Airport Lounge Entry: Precedence Move Membership – Airport lounge entry prices £24 per individual per go to, topic to availability.

The benefits are:

Earn 20,000 reward factors if you spend £2,000 in your card in your first 90 days as a cardholder. Earn 1.5 Reward Factors for each pound buy. Earn 2 Reward Factors for each £1 you spend in one other forex (a 2.99% non-sterling transaction payment applies). Reward factors will be transformed into airline miles, resort stays, procuring vouchers and extra. Entry airport lounges with Precedence Move – entry over 1,700 airport lounges worldwide for £24 per individual per go to, topic to availability.